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Cert review

Is CAMS worth it in 2026?

Yes — if you're already working in compliance and your employer will pay. No, or not yet — if you're trying to break in and self-funding.

Pros

  • Highest-recognised AML credential globally
  • Directly increases salary at senior levels
  • Required for many MLRO and Head of Compliance roles

Cons

  • $2,000+ investment
  • Requires 40 qualifying credits
  • Recertification every 3 years
  • Won't help you get hired at entry level

Frequently asked questions

Can I take CAMS without experience?

Not directly — you need the qualifying credits first, which is the barrier for career-switchers.